History of Euribor Rates

Euribor was introduced on January 4, 1999 alongside the euro.

1999-2008: Early Years

Rates fluctuated between 2-5%, peaking at 5.4% in 2008.

2008-2015: Crisis Era

Post-financial crisis, rates dropped to around 1% during the Eurozone debt crisis.

2015-2022: Negative Rates

Euribor went negative for the first time. The 3-month rate reached -0.5%.

2022-Present: The Rise

ECB rate hikes pushed Euribor from negative to over 4% by late 2023, stabilizing around 2-3% as inflation moderates.