Euribor Rates: Thursday, April 30, 2026
2026-04-30
Thursday, April 30, 2026
Nothing wild today. Rates are hanging around the 2% range, same as the past few weeks. Let us get into it:
| Maturity | Rate | Change (prev) |
|---|---|---|
| 1 week | 1.93% | ↑ 0.016% |
| 1 month | 2.01% | ↑ 0.032% |
| 3 months | 2.15% | ↑ 0.007% |
| 6 months | 2.443% | ↑ 0.006% |
| 12 months | 2.731% | ↑ 0.028% |
| ECB Refi Rate | 2.15% | — |
ECB holding steady at 2.15%. No drama there. Markets are watching for the next meeting but nobody expects fireworks.
Your Mortgage at These Rates
Quick math: at 3-month Euribor 2.15% plus a typical 1.5% bank margin, a €200,000 loan over 25 years runs you about €1017/month.
That is manageable but not cheap. By historical standards (1999-2026 average), we are right in the middle. Not the worst time to borrow, not the best.
Quick Note
Thursday vibes. Markets are usually quiet heading into Friday. Check back tomorrow for the weekly wrap.
Use the Euribor calculator to check your own numbers. Every rate matters when it is your mortgage.