Euribor Rates: Wednesday, April 29, 2026

2026-04-29

Wednesday, April 29, 2026

Nothing wild today. Rates are hanging around the 2% range, same as the past few weeks. Let us get into it:

MaturityRateChange (prev)
1 week1.868%↑ 0.016%
1 month2%↑ 0.032%
3 months2.17%↑ 0.007%
6 months2.465%↑ 0.006%
12 months2.763%↑ 0.028%
ECB Refi Rate2.15%—

ECB holding steady at 2.15%. No drama there. Markets are watching for the next meeting but nobody expects fireworks.

Your Mortgage at These Rates

Quick math: at 3-month Euribor 2.17% plus a typical 1.5% bank margin, a €200,000 loan over 25 years runs you about €1020/month.

That is manageable but not cheap. By historical standards (1999-2026 average), we are right in the middle. Not the worst time to borrow, not the best.

Quick Note

Midweek. Nothing exciting usually happens on Wednesdays, but keep an eye on any ECB speaker comments later.

Use the Euribor calculator to check your own numbers. Every rate matters when it is your mortgage.